Terms & Conditions

Effective Date: January 7, 2026

1. Agreement to Terms

These Terms and Conditions ("Terms," "Agreement") constitute a legally binding agreement between you ("User," "you," or "your") and Northlyne Apps ("Company," "we," "us," or "our") governing your access to and use of the Ledgey mobile application (the "App") and any related services.

By downloading, installing, accessing, or using Ledgey, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the App.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the App following any changes constitutes acceptance of the modified Terms.

2. Eligibility

You must be at least 13 years of age (or the applicable age of digital consent in your jurisdiction) to use Ledgey. By using the App, you represent and warrant that you meet this age requirement and have the legal capacity to enter into this Agreement.

3. Account Registration

3.1 Registration Requirements

To use Ledgey, you must create an account by providing accurate and complete information, including your name, email address, and password. Alternatively, you may register using your Google ID or Apple ID, which will provide us with your name and email address.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We are not liable for any loss or damage arising from your failure to protect your account information.

3.3 Data Synchronization

Account registration is required to enable data synchronization across multiple devices. By registering, you consent to the storage and synchronization of your expense data through our cloud services.

4. Subscription and Payment Terms

4.1 Free Trial

Every new user is entitled to a 7-day free trial period upon successful registration. During the trial period, you will have access to the full version of the App. Once the free trial period expires, you must purchase a subscription plan to continue using the App.

4.2 Subscription Plans

Ledgey offers the following subscription plans:

  • Monthly Plan: Subscription period of 1 month.
  • Quarterly Plan: Subscription period of 3 months.
  • Annual Plan: Subscription period of 12 months.

Upon successful purchase of any subscription plan, you will immediately gain access to the full version of the App.

4.3 Automatic Renewal

All subscription plans automatically renew on the same calendar day as your original purchase date, based on your selected plan duration. For example, if you purchase a monthly plan on the 15th of the month, your subscription will automatically renew on the 15th of the following month.

4.4 Cancellation

You may cancel your subscription at any time. However, to avoid being charged for the next billing cycle, you must cancel your subscription at least 24 hours before the next scheduled renewal date. Cancellation requests made less than 24 hours before the renewal date will result in the charge being applied, and the cancellation will take effect at the end of the current billing period.

4.5 Payment Processing

All payments are processed through the App Store (Apple) or Google Play Store (Google), depending on your device. Payment terms and refund policies are subject to the respective platform's terms of service. We do not store your payment information directly.

4.6 Refunds

Refund requests must be directed to Apple (for iOS users) or Google (for Android users) in accordance with their respective refund policies. We do not process refunds directly. All sales are final unless otherwise required by applicable law.

4.7 Price Changes

We reserve the right to change subscription prices at any time. Price changes will not affect active subscription periods but will apply to subsequent renewals. We will provide reasonable notice of any price changes.

5. Use of the App

5.1 License Grant

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the App on devices that you own or control, solely for your personal, non-commercial use.

5.2 Restrictions

You agree not to:

  • Copy, modify, distribute, sell, or lease any part of the App or its content.
  • Reverse engineer, decompile, or attempt to extract the source code of the App.
  • Use the App for any unlawful purpose or in violation of any applicable laws.
  • Attempt to gain unauthorized access to the App, related systems, or networks.
  • Interfere with or disrupt the integrity or performance of the App.
  • Use any automated means to access or use the App.

6. User Content and Data

You retain ownership of all expense data and other content you enter into the App ("User Content"). By using the App, you grant us a limited license to store, process, and synchronize your User Content solely for the purpose of providing the App's services.

You are solely responsible for the accuracy and legality of your User Content. You represent and warrant that you have all rights necessary to submit your User Content and that it does not violate any third-party rights.

7. Intellectual Property

The App, including all content, features, functionality, design, graphics, trademarks, service marks, and logos, is owned by Northlyne Apps and is protected by copyright, trademark, and other intellectual property laws. You may not use our intellectual property without our prior written consent.

8. Third-Party Services

The App utilizes third-party services, including Google Cloud Platform (Firebase) for data storage and synchronization. Your use of these third-party services is subject to their respective terms and conditions. We are not responsible for the content, privacy practices, or policies of third-party service providers.

9. Disclaimer of Warranties

THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that the App will be uninterrupted, error-free, secure, or free of viruses or other harmful components. You use the App at your own risk.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NORTHLYNE APPS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE APP.

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID TO US FOR THE APP DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

11. Indemnification

You agree to indemnify, defend, and hold harmless Northlyne Apps and its officers, directors, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the App, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

We may suspend or terminate your access to the App at any time, with or without cause, and with or without notice. Upon termination, your right to use the App will immediately cease. You may terminate your account at any time by contacting us at support@northlyneapps.com.

Upon termination, provisions of these Terms that by their nature should survive termination shall remain in effect, including but not limited to intellectual property provisions, disclaimers, limitations of liability, and indemnification.

13. Support and Feedback

For customer support, inquiries, feedback, or complaints, please contact us at support@northlyneapps.com. We may use your name and email address to identify you when managing your feedback or complaints and to communicate with you regarding resolutions.

Any feedback, suggestions, or ideas you provide regarding the App may be used by us without any obligation to compensate you.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Northlyne Apps is registered, without regard to its conflict of law provisions.

Any disputes arising out of or relating to these Terms or the App shall first be attempted to be resolved through good-faith negotiation. If the dispute cannot be resolved through negotiation, the parties agree to submit to the exclusive jurisdiction of the courts in the applicable jurisdiction.

15. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements published by us in connection with the App, constitute the entire agreement between you and Northlyne Apps regarding your use of the App and supersede all prior agreements and understandings.

17. Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by us.

18. Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign or transfer these Terms without restriction.

19. Contact Us

If you have any questions, concerns, or requests regarding these Terms and Conditions, please contact us at:

Company Name: Northlyne Apps Software Publishing
Email: support@northlyneapps.com
Application: Ledgey

20. Acknowledgment

By using Ledgey, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these Terms, please discontinue use of the App immediately.